Hobie Cat Forums

It is currently Tue Sep 23, 2014 10:13 am

All times are UTC - 8 hours [ DST ]




Post new topic Reply to topic  [ 14 posts ] 
Author Message
 Post subject: Mid Winters East 2012
PostPosted: Wed Mar 07, 2012 7:09 pm 
Offline
Site Rank - Captain

Joined: Tue Dec 14, 2004 12:04 pm
Posts: 101
Location: Syracuse, NY
Hey Wave Sailors!

Who's going to Daytona, FL for Mid- Winters East?

I'm in for sure....WOOOO HOOOO!

http://www.hcana.hobieclass.com/default ... 0814/9277/

The link takes you to the Hobie Class Association of N. America web site, Events and Rankings. It has the Notice of Race to download and the Contact emails for Event Organizers.

_________________
http://www.hobiecat.com/community/ (Wave section)
http://www.Fleet204.com


Top
 Profile  
 
PostPosted: Mon Mar 12, 2012 9:10 pm 
Offline
Site Rank - Captain

Joined: Mon Jan 30, 2012 8:00 pm
Posts: 47
Thanks Mimi for the Info....I was Just looking for that!!!

Mark Milam


Top
 Profile  
 
PostPosted: Mon Mar 12, 2012 9:18 pm 
Offline
Site Rank - Captain

Joined: Mon Jan 30, 2012 8:00 pm
Posts: 47
Mimi or anyone....For the Hobie MWE, its says you need

Proof of $100,000 USD current liability insurance is required.".....What is that? I have Homeowners Ins....I have a Umbrella policy also, I have auto Liability to the Maximum ( 500K)....I don't have Boat ins. for the Hobie Wave...I DO have boat ins through Boat US for our other 5 boats......

Do I need to get Boat US Ins for the Hobie Wave??? To race it.

Mark


Top
 Profile  
 
PostPosted: Tue Mar 13, 2012 8:26 am 
Offline
Site Rank - Captain

Joined: Thu Feb 21, 2008 3:58 pm
Posts: 129
Location: Punta Gorda, FL
Call your homeowner insurance agent. You may have liability coverage for a sailboat under 26'. A Certificate of Insurance from him should do the trick.


Top
 Profile  
 
PostPosted: Tue Mar 13, 2012 10:56 am 
Offline
Site Rank - Admiral

Joined: Sun Nov 04, 2007 7:58 am
Posts: 181
mtmilam wrote:

Do I need to get Boat US Ins for the Hobie Wave??? To race it.

Mark


Virtually every home owners policy will have the coverage. If it isn't enough, they can up it for pennies.

_________________
Jack Woehrle
Wave #100
H20 #287 "Tallahassee Lassie" (down in FLA)


Top
 Profile  
 
PostPosted: Wed Mar 14, 2012 6:53 pm 
Offline
Site Rank - Captain

Joined: Tue Dec 14, 2004 12:04 pm
Posts: 101
Location: Syracuse, NY
Good to see some virtual Wave action on MWE's. I'm really excited cause I got a spot on a Fleet trailer so I can bring my own boat!!!

Thanks guys, for answering the insurance questions.

I used to have a separate policy for the boats (Wave and 16) but it wasn't worth the extra money. They are now covered under our homeowners.

_________________
http://www.hobiecat.com/community/ (Wave section)
http://www.Fleet204.com


Top
 Profile  
 
PostPosted: Wed Mar 14, 2012 6:55 pm 
Offline
Site Rank - Captain

Joined: Tue Dec 14, 2004 12:04 pm
Posts: 101
Location: Syracuse, NY
mtmilam wrote:
Thanks Mimi for the Info....I was Just looking for that!!!

Mark Milam



No prob :lol:

Are you goin?

Mimi

_________________
http://www.hobiecat.com/community/ (Wave section)
http://www.Fleet204.com


Top
 Profile  
 
PostPosted: Wed Mar 14, 2012 10:56 pm 
Offline
Site Rank - Captain

Joined: Mon Jan 30, 2012 8:00 pm
Posts: 47
Mark Milam[/quote]


No prob :lol:

Are you goin?

Mimi[/quote]

Yes I am!!...In fact When I told my wife I was going.....She Said, Wait..we're all Going...the kids (17 yo daughter and her friend) are out of school that week...Of course they want to stay at a Spa hotel down the beach..we'll be there Tues. before MWE....The kids are flying back to La. on Sat. and my wife and I are moving over to Perry's till Sunday. .....So, What was suppose to be a quick trip to Daytona to race has turned into a major Expedition :D lol......Oh Well. ...Looking forward to meeting y'all.
Mark.


Top
 Profile  
 
PostPosted: Fri Mar 16, 2012 4:03 am 
Offline
Site Rank - Captain

Joined: Tue Dec 14, 2004 12:04 pm
Posts: 101
Location: Syracuse, NY
mtmilam wrote:
Mark Milam



No prob :lol:

Are you goin?

Mimi[/quote]

Yes I am!!...In fact When I told my wife I was going.....She Said, Wait..we're all Going...the kids (17 yo daughter and her friend) are out of school that week...Of course they want to stay at a Spa hotel down the beach..we'll be there Tues. before MWE....The kids are flying back to La. on Sat. and my wife and I are moving over to Perry's till Sunday. .....So, What was suppose to be a quick trip to Daytona to race has turned into a major Expedition :D lol......Oh Well. ...Looking forward to meeting y'all.
Mark.[/quote]


LOVE it.
That's the way our families has been Hobieing for years. Mid-winters has always been an adventure for the Korzeniewski's (my maiden name) and Appel families.

<<Looking forward to meeting y'all. >> Ditto :D

_________________
http://www.hobiecat.com/community/ (Wave section)
http://www.Fleet204.com


Top
 Profile  
 
PostPosted: Tue Mar 27, 2012 9:56 am 
Offline
Site Rank - Captain

Joined: Sat Jul 24, 2010 6:07 pm
Posts: 62
Mimi, I looked into $1m unbrella policy and it would add $200 or $300 per year (I have the exact number at home). They (Allstate) also requires a certain level on your auto policy, which is not a bad idea anyhow, but you're sort of paying twice one could argue. The $200/300 figure includes the added auto coverage.
Peopel can (try to) sue you for anything nowadays, and even if you win, you have the legal costs, and God help you if you lose! I'm not sure exctly what the unbrella policy covers though, and I have not yet looked into the details.

PS: Mid winters? It is Spring!


Top
 Profile  
 
PostPosted: Tue Mar 27, 2012 5:52 pm 
Offline
Site Rank - Admiral

Joined: Sun Nov 04, 2007 7:58 am
Posts: 181
cny_ap wrote:
Mimi, I looked into $1m unbrella policy and it would add $200 or $300 per year (I have the exact number at home). They (Allstate) also requires a certain level on your auto policy, which is not a bad idea anyhow, but you're sort of paying twice one could argue. The $200/300 figure includes the added auto coverage.
Peopel can (try to) sue you for anything nowadays, and even if you win, you have the legal costs, and God help you if you lose! I'm not sure exctly what the unbrella policy covers though, and I have not yet looked into the details.


I would look for another company.

I have Travelers on my house and car and get 500,000 boat liability as part of the deal.

_________________
Jack Woehrle
Wave #100
H20 #287 "Tallahassee Lassie" (down in FLA)


Top
 Profile  
 
PostPosted: Thu Mar 29, 2012 10:51 pm 
Offline
Site Rank - Captain

Joined: Mon Jan 30, 2012 8:00 pm
Posts: 47
Well, I just checked with State Farm on my Home owners Ins. ....and They SAID, Yes, you have Liability on a Sailboat...."AS LONG AS ITS NOT RACING"....:D...for them to cover any liability for racing I need a separate wavier...its about 50.00 bucks a year....I think. State Farm told me that No policy covers liability for racing anything, Except for a sailboat and then you need this special policy for racing a sailboat. Regular liability is included as long as you're not racing.....

Umm...so do I tell them its not for racing?....Does Hobie care or Does Hobie have to be named on the policy?....I've never had to do that for any other regattas, so I don't know how much of a stickler they are about it.


Top
 Profile  
 
PostPosted: Fri Mar 30, 2012 8:45 pm 
Offline
Site Rank - Old Salt

Joined: Sat Jul 02, 2005 9:47 pm
Posts: 583
Location: San Diego
Have the agent show you the inclusions/exclusions in the policy. You do want to disclose everything including your plan to race. If the policy covers racing or if you need added coverage and buy it, then you are good to go. Find out what you really have before you have a loss. Terrible to have to tell your friend that the damage to the boat is not covered, and neither is the injury they got in your port/starboard collision. Things happen on the race course, and it is best to be able to say "sorry about the damage, my mistake, here is my policy number and agent's phone number, now let me buy you a beer." It is a much better/nicer way to end a bad situation.


Top
 Profile  
 
PostPosted: Mon Apr 02, 2012 3:17 am 
Offline
Site Rank - Captain

Joined: Tue Dec 14, 2004 12:04 pm
Posts: 101
Location: Syracuse, NY
Hammond wrote:
Have the agent show you the inclusions/exclusions in the policy. You do want to disclose everything including your plan to race. If the policy covers racing or if you need added coverage and buy it, then you are good to go. Find out what you really have before you have a loss. Terrible to have to tell your friend that the damage to the boat is not covered, and neither is the injury they got in your port/starboard collision. Things happen on the race course, and it is best to be able to say "sorry about the damage, my mistake, here is my policy number and agent's phone number, now let me buy you a beer." It is a much better/nicer way to end a bad situation.



VERY WELL put. I agree!

Mimi

_________________
http://www.hobiecat.com/community/ (Wave section)
http://www.Fleet204.com


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 14 posts ] 

All times are UTC - 8 hours [ DST ]


Who is online

Users browsing this forum: Creative, Google [Bot] and 1 guest


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum

Search for:
Jump to:  
Powered by phpBB® Forum Software © phpBB Group