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PostPosted: Wed Apr 24, 2013 4:50 pm 
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Joined: Wed Apr 24, 2013 4:38 pm
Posts: 4
New Tandem Island in Hilo Hawaii. Would like to find Insurance (Theft) on the Big Island. I Store it in the carport and transport it on top of my truck.
First time on any forum so hope I am doing this correct.
About never got registered. Could not answer the questions.

Thank You
Roie


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PostPosted: Wed Apr 24, 2013 5:07 pm 
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Joined: Fri Jan 05, 2007 9:21 pm
Posts: 2246
Location: Maui, Hawaii
BoatUS about $323 including liability & medical coverage. $2500 is automatically covered on my homeowners policy but not full.

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http://KayakingBob.com - - - - - Hobie Island Sailing since 2006 - - - - - 2011 & 2012 Hobie AIs and a 2012 TI


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PostPosted: Wed Apr 24, 2013 5:15 pm 
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Joined: Wed Apr 24, 2013 4:38 pm
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Thank You KayakingBob I will give them a call. My home owners policy will only cover 1500.


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PostPosted: Wed Apr 24, 2013 5:22 pm 
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Joined: Tue May 18, 2010 2:31 pm
Posts: 2761
Location: Kailua 96734
Howzit Roie, good have another Braddah on the forum.

I'm gonna assume, at the least, that you will need to add it to your home (or possible renters's) insurance as a "kayak", (personal property). There may be no charge to do this with some companies. Document where and how it is secured, and expect a deductible.

If it's officially state registered as a "boat with trailer", things may get harder and it may require a separate policy with your home insurer, or someone else.

If it's damaged in transit, it's a car insurance question under that vehicle's policy. Let them know how you plan to transport it. It's a liability to them.

If it's stolen or damaged while "off the truck" or on the water, you probably have no recourse. Maybe a recreational boat policy with some liability, like Bob mentions, is a good idea. You want to shoot for "Total Replacement Costs" where you can.

We have discussed this subject in other threads. Lot's of folks commented. Try the forum "search" engine.

A Hui Hou!


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PostPosted: Thu Apr 25, 2013 8:24 am 
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Site Rank - Deck Hand

Joined: Wed Apr 24, 2013 4:38 pm
Posts: 4
Thank you nohuhu I looked up insurance in the search engine and found lots of info for insurance in Australia. No help there.
Got busy yesterday with mast bearings. They fell out. Cleaned up the races and reinstalled. Hope that is enough to fix it. Going to A bay Sunday. Kelly is working on getting me some new parts.
Sounds like BoatsUs is my best bet. Waiting for some call backs.
Thanks again for suggestions.

Roie


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PostPosted: Thu Apr 25, 2013 2:25 pm 
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Joined: Tue May 18, 2010 2:31 pm
Posts: 2761
Location: Kailua 96734
On a new boat? Wow, seen this on quite a few TIs lately.

Sumpthins goin on,..

Hate to see a super minor thing like that keep you grounded.

I'm still blessed, with havin most of my marbles.


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PostPosted: Thu Apr 25, 2013 2:34 pm 
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Joined: Tue May 18, 2010 2:31 pm
Posts: 2761
Location: Kailua 96734
Roie,

You should look up cliffs2yak. Hilo boy.


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PostPosted: Fri Apr 26, 2013 8:12 am 
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Joined: Wed Apr 24, 2013 4:38 pm
Posts: 4
My marble count has always been low. How would I look up cliffs2yak and why?


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PostPosted: Fri Apr 26, 2013 3:45 pm 
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Joined: Tue May 18, 2010 2:31 pm
Posts: 2761
Location: Kailua 96734
He's an old timer here, and travels ships alot. A great waterman, builder and fisherman.

If interested, you can search his posts and try to reach him through the forum (or through Kelly).

memberlist.php?mode=viewprofile&u=54883


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