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PostPosted: Wed May 02, 2012 12:03 am 
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Joined: Sat Nov 05, 2011 1:58 am
Posts: 1434
Location: Forster, NSW, Australia
As I pick up my new TI next Monday, I called a local insurance company, who had quoted an attractive $252pa for insured sum of $8000, excess of #200 and public liability cover of $10M back in last December.

They confirmed these numbers, and then she said, "can you hold, my manager wants to talk with me"

She came back on the line, and said (true story!!!)
"We are happy to insure your craft as a kayak, but we cannot cover it when the outer hulls are attached as it then becomes a trimaran, and we don't cover those"

WHAT THE???????

I could barely control myself (despair or anger?) but I asked her to put this question to her manager. "Do you insure motorists >unless< they wear a seatbelt? You wont insure it if it is MORE stable. Your logic is ridiculous!"

After a quiet pause, she said "Okay, we will insure your craft in all its configurations"

Sheeeesh

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Tony Stott
2012 Tandem Island "SIC EM"
www.scenefromabove.com.au


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PostPosted: Wed May 02, 2012 12:07 am 
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Joined: Fri Jan 05, 2007 9:21 pm
Posts: 2222
Location: Maui, Hawaii
Well, congrats anyhow on the new boat! 8)

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http://KayakingBob.com - - - - - Hobie Island Sailing since 2006 - - - - - 2011 & 2012 Hobie AIs and a 2012 TI


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PostPosted: Wed May 02, 2012 1:36 am 
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Joined: Sat Nov 05, 2011 1:58 am
Posts: 1434
Location: Forster, NSW, Australia
Thanks Bob! It's like Christmas morning here! I sold my car last week, and don't get the next one until Sunday, so to avoid cabin fever, I have been receiving lots of goodies such as Elite 4 DSI finder/plotter, LHR-80a VHF with GPS, ACR ResQlink+ PLB with GPS (plus bonus SOLAS strobe light for crew PFD) & Cooper anchor etc etc, with another whole lot to arrive on Monday with the TI and trailer.

I will be fitting a masthead wind indicator, and have something different planned for that (photos will of course follow), spray skirts courtesy your great R&D work, raised padded skipper seat (up and back 4 inches), Lowrance scupper mount DSI transducer and lots of other ideas gleefully pinched from websites such as yours :) plus the generous explanations given here and elsewhere by others with far more knowledge than me.

Hakas will not be far behind (well to the side actually LOL)

Happy camper!

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Tony Stott
2012 Tandem Island "SIC EM"
www.scenefromabove.com.au


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PostPosted: Wed May 02, 2012 8:48 pm 
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Joined: Mon May 02, 2011 8:48 am
Posts: 92
Location: Southwest Calif.
Insurance ?
Isn't that for people who don't know how to sail ? :D

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PostPosted: Thu May 03, 2012 5:28 am 
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Joined: Mon May 31, 2010 4:13 pm
Posts: 198
Location: oki - jp
^ ^ ^ NO, thats what PFD's are for :D


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PostPosted: Sat May 05, 2012 6:17 pm 
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Joined: Sat Feb 20, 2010 12:34 pm
Posts: 253
Those are for people that can't swim.

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