Have you thought about or looked at either the Adventure Island or Tandem Island. They both have the pedal mirage drive system which as a bicicle rider would be a definate advantage for you if the wind dies, or getting in and out of shore.
I have a Tandem Island and it's a nice sailer, it is definately not in the speed class of an H16, but it holds it's own sailng wise (satisfies my needs). Plus they are car topable, and can be used for many other things besides just day sailing, like fishing, scuba diving, river kayaking. We live near the ocean so during crab season we look like the guys on the deadliest catch hauling 10-15 crap traps stacked on the trampolines out to sea. They are also a great fishing platform if you are into that.
Our TI has a pretty good weight capacity (600 lbs), we have had 3-4 adults on ours with no difficulty (party barge). Better yet it's very easy to launch solo and is a very safe boat (really difficult to capsize) for beginner and expert sailers alike. If you are into camping and excursions, these are great boats for those type of activities as well. There is a 300 mile race down here every spring call the EC challenge put on by the Watertribe (http://www.watertribe.com
) which is a very good example of an excursion. We have traveled many rivers all over the country, it's a very satisfying pasttime if you into outdoors type stuff. Bottom line and point I'm trying to make is the TI is one of the most versatile boats on the market today and can be used for just about anything you can think of. I'm not trying to convince you of anything, I'm just describing what worked well for us, we are extremely happy with what we have.