Yep, the Wave is a windy day boat, for sure.
While I wouldn't sail anywhere that I couldn't SWIM back to shore fairly easily (and I'm a good swimmer or was when I swam competitively), it's nice to have back-up if you get caught in one of those "special" situations!
Like the phone number of the Coast Guard. Or a buddy in another boat, etc.
A lot, I'm sure, depends on conditions. In NC, the coast goes from happy weather to threatening in a snap and tidal conditions add those wonderful currents. And there are the areas where running aground is frequent and no fun. (And those wonderful oyster shells that live on intercoastal sandbars that can cut bare feet open with one whack!)
Why dump a bunch of money into something you've never tried?
Well, I not sure I agree with that. I wouldn't suggest that someone who has never been on the water buy a Tiger, but.
There are intermediate steps between recreational boats and the top high performance ones. Plus, it's all a matter of education, isn't it?
Everyone learns either with the "crash and burn" method or the Rick White and/or Hobie University stuff?
The Wave is a good starter boat though...